About the policy

Own an imported vehicle? We understand how important it is to protect your pride and joy, and we may have just the policy for you. We specialise in providing cover for grey and parallel imports from Japan so whether you have an Evo or a Scooby, a Bongo or an Elgrand, we can provide a quote for you.

We also provide insurance for convicted drivers, vans, motorhomes and fleets (both commercial and family). Why not give us a call to find out more?

UK motorists are required by law to have valid car insurance and third-party cover is the minimum. For full peace of mind, comprehensive insurance covers injury to others and theft, as well as damage to your vehicle, for those pesky bumps and scrapes.

Experts in insurance since 1971, you can trust us to know the ins-and-outs of protecting your import.

What does our specialist car insurance cover?

Our fully comprehensive specialist car insurance policy accepts some modifications, and we offer discounts for limited mileage. We can offer breakdown cover too.

We’re not against price comparison websites but we know that price isn’t the only thing that matters when it comes to car insurance, and it can be difficult to insure your imported vehicle on one-size-fits-all websites. There are other deciding factors: customer care and feedback, the claims service, the type and amount of cover, broker reputation and insurer rating, to name just a few.

When choosing a policy, it’s important to know what’s included and excluded. Our summary below provides information on our own specialist car product, which is underwritten at Lloyd's. No policy protects you against every scenario and it’s best to read our policy documents to understand the conditions and exclusions that apply.

What's covered

  • Like-for-like cover provided for up to 90 days while travelling in the European Union
  • Up to £100 for personal belongings in your car
  • Up to £500 windscreen cover
  • Cover while your car is being serviced or valet parked
  • Up to £500 for replacement locks if your keys are lost or stolen
  • Personal accident up to £5,000

What's not covered

  • If you use your car for hire or reward
  • Loss or damage to any caravans or trailers
  • Damage to tyres from braking or road punctures

Policy enhancements

  • Key cover - provides cover for the costs to repair or replace keys attached to the fob we send you in the event of damage, theft or loss
  • Vehicle excess protection - we will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Accidental death & personal accident - provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Substitute vehicle and legal expenses - provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motor breakdown (UK) - roadside assistance and recovery when your vehicle breaks down in the UK

Policy documents

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Specialist motor insurance (purchased on/after 01.01.20)
PDF 640.49 KB
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Specialist motor insurance (purchased on/after 01.12.19)
PDF 633.04 KB
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Specialist motor insurance
PDF 625.87 KB
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Accidental death and personal accident (purchased 01.04.20 - 01.05.20)
PDF 389.95 KB
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Accidental death and personal accident
PDF 427.6 KB
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Motor breakdown insurance
PDF 195.32 KB
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Key cover insurance (purchased on/after 01.04.20)
PDF 245.69 KB
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Key cover insurance (purchased on/before 31.03.20)
PDF 152.97 KB
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Vehicle excess reimbursement insurance
PDF 404.77 KB
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Substitute vehicle and motor legal policy insurance (purchased on/after 01.04.20)
PDF 197.7 KB
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Substitute vehicle and legal expenses insurance (purchased on/before 31.03.20)
PDF 161.19 KB


Your policy documents include important information about how to make a claim. Your claim will be managed by our insurance partner who is committed to providing an outstanding service when you need it most.

As an independent, family-owned business, giving you good old-fashioned customer care is important to us. Should you experience any difficulty progressing your claim, we’ll also be on hand to help.

What are your finance options?

Choosing the right protection for your car is important. Spreading the cost of your insurance can help make it more affordable.

Premium finance options allow you to pay in regular instalments. With flexible payment dates and online account management, credit agreements are also easy to renew, ensuring you’re always protected.

Close Brothers Premium Finance, our award-winning finance partner1, has been making it easier for people across the UK and Ireland to manage their money for over 40 years.

We believe in making insurance straight-forward and easy. When it comes to pay, you can choose from several options, please click here for details.

1Insurance Choice Awards Winner 2018. Insurance vendor of the year

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